Insurance

We recognise the significance of safeguarding your property investments.  This is why we have partnered with Alan Boswell Group, is one of the country’s leading suppliers of building insurance to landlords, property owners and investors. Having worked with landlords for more than 40 years, they understand the buy-to-let sector and the challenges landlords face. Their experience and credibility within the industry means that they have been able to develop unique propositions, harnessing they buying power and expertise. It’s from this standing that they are able to deliver first-class independent advice, tailoring insurance products to your individual circumstances.

 

Landlords insurance provides financial protection to landlords who rent out a property or properties to tenants. Home insurance will not provide protection for your property if you rent it out, and so it is vital you have an adequate policy in place. Landlord insurance can include buildings insurance, contents insurance, property owners’ liability, malicious damage, loss of rent following a claim, and accidental damage

 

• Buildings cover - for rebuild or repair of your building following loss or damage caused by an insured event e.g. flood or fire.

• Contents cover - replacement of contents you have provided following damage due to an insured event.

• Loss of rent - Loss of rent cover following your rental property becoming uninhabitable after an insured event OR alternative accommodation costs for your tenants due to your property becoming uninhabitable after an insured event e.g. flood, fire.

• Property owners’ liability - Protection against legal liability for personal injury or property damage suffered by third parties (including tenants) at your insured property.

• Employers’ liability - Employers’ liability cover for cleaners, gardeners, caretakers, and persons doing minor maintenance and repairs at your insured property.

• Unoccupied property cover - Full cover for up to 90 days unoccupancy e.g. when between tenancies or up for sale.

• Malicious damage by tenants - Cover for malicious damage caused by your tenants to your property as standard.

 

For buy-to-let properties, they offer insurance coverage designed to protect your investment against potential risks such as property damage, loss of rental income, liability claims, and legal expenses. Their policies are bespoke as to meet your unique requirements, whether you own a single rental property or manage a diverse portfolio.

 

Whether you're a property owner, landlord, investor, or developer, Alan Boswell Group will have the right insurance solutions to protect your assets and minimise financial risks.

 

Initiam International Properties Ltd is an introducer appointed representative of Alan Boswell Insurance Brokers Ltd which is authorised and regulated by the Financial Conduct Authority.